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湖北鹤峰:政府买“保单” 意外身亡贫困户获理赔
2017-08-08 10:00:26 中国青年网
人民网鹤峰8月8日电 “女婿这次不幸身故,家中发生了这样的大事,我年纪大了,也不晓得咋办?幸亏在政府主导下,家里买了计生保险,而且政府出资买了意外伤害保险,感谢保险公司及时把所有理赔资金送到家里来了。”近日,湖北省鹤峰县五里乡上六峰村计生家庭户高某在家中接过保险公司理赔金3万元的支票时,满怀感激地说。
高某一家依靠几亩薄田为生,没有其他收入来源,生活十分拮据,是该村建档立卡的贫困对象。女儿刚成婚不久,上门女婿罗某于8月1日凌晨上山劳动,不慎跌下高坎去世。突如其来的意外变故,使原本贫寒之家更是雪上加霜。
“我们接案后,第一时间赶到发生地点现场查勘,核实被保险人的基本信息,慰问受害者家属,解读保险政策,现场办理理赔手续。”保险公司负责人说,该公司开通了“理赔绿色通道”,按照保险条款规定,工作人员为受害人家属支付计生家庭保险金2万元,扶贫小额意外伤害保险1万元,为失去亲人的家庭送上一丝慰藉。
今年,该县将计划生育家庭保险、扶贫小额意外伤害保险纳入重点民生项目,倡导农户主动参保,3万户农户已参加计生家庭保险,而且,该县政府投入资金200万元,为2.3万户7.2万余名贫困人口,购买了人身意外伤害保险,保险期限为一年,自7月1日实施。截至目前,仅意外伤害保险结案16例,理赔金额46500元,在一定程度上解决了贫困对象的风险保障问题,为贫困群众筑起一道风险墙。(汪正玺 彭华)
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